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Awasome Required Auto Insurance In Florida 2023 . The minimum requirements for auto insurance coverage are: Regardless, it’s important that florida drivers know the mandatory insurance requirements that apply statewide. Car Insurance Estimate Florida Simple Zetd from simplezetd.blogspot.com Web drivers without the mandatory minimum auto insurance face severe penalties under florida law, including three years of license suspension and a reinstatement fee of up to $500. These is how much car insurance is required by law in florida: Web florida requires anyone who owns a vehicle with four or more wheels to get at least $10,000 of pip coverage.